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A Third Party policy that provides liability protection in
respect of injury to a third party. 

Value Shield+ Commercial 

Take a load off your mind

 Let JNGI keep you moving with a *private or public commercial insurance coverage.

Private Commercial 

Comprehensive insurance coverage for individuals who are using their vehicle for Social,
Domestic and Pleasure purposes and carriage of goods or samples in connection with own business
This insurance policy is perfect for you if:

  • You have a Jamaican driver’s licence for a minimum of 3 years
  • You are 23 years of age and no older than 80 years
  • Your vehicle sum insured is $750,000 and over and no older than fifteen (15) years

Loads of benefits and discounts:

  • Personal Accident
  • Windscreen Damages
  • Wrecker Fees
  • Manslaughter Defense
  • Medical Expense
  • Audio Equipment

  • JN Member Discount
  • Safe Driver Discount
  • Value Pack Discount
  • Multi-vehicle Discount
  • Vehicle Tracker Discount
  • Public Sector Worker Discount

The public commercial insurance policy is ideal for individuals: 

  • who are 23 years and older and are using their vehicle for Social, Domestic and Pleasure Purposes and the Carriage of Goods for Hire or Reward (Goods for Payment)
  • whose vehicle’s sum insured is a minimum of $750,000 and the vehicle age is no more than twelve (12) years old
  • who have the relevant Jamaican driver’s licence for a minimum of 3 years

The public commercial insurance policy covers:

  • Windscreen Damages
  • Medical Expense 
  • Wrecker Fees
  • Manslaughter Defence
  • Audio Equipment

Additional Benefits 

  • Personal Accident
  • Increase Windscreen Damage
  • Audio Equipment
  • Manslaughter Defense
  • Medical Expense
  • Audio Equipment
  • JN Member Discount
  • Value Pack Discount
  • Multi-vehicle Discount
  • Public Sector Worker Discount

*SHORTY is only applicable to private commercial insurance