Comprehensive Motor Insurance
The most value from your comprehensive insurance starts here with a JNGI Goldshield+ policy
This is a lifesaver if the other party in the accident has no insurance or they have breached their policy. Your vehicle will be repaired without applying the Excess Deductible once you were not at fault
Often times the minimum coverage amounts are not enough in an accident. We provide you with ultra-peace of mind with excellent coverage amounts for third party bodily injury and property damages
Unlimited in amount to repair damages (Maximum of two (2) claims Any One Period of cover)
We will provide cash for you to arrange alternative transport for a maximum of twenty (20) days
First Accident or Claim will not affect no claim bonus
Compensation for policyholder and spouse (as per policy limits) in the event of injuries, disability or death caused by an accident
JNGI mobile team will come to you at your convenience
24 hour roadside assistance (unlimited); Document renewal -purchase registration or fitness on your behalf at the tax office; Fitness Valet – take your vehicle to be passed at the depot
This is a lifesaver if the other party in the accident has no insurance or they have breached their policy. Your vehicle will be repaired without applying the Excess Deductible once you were not at fault
Often times the minimum coverage amounts are not enough in an accident. We provide you with ultra-peace of mind with excellent coverage amounts for third party bodily injury and property damages
Unlimited in amount to repair damages (Maximum of two (2) claims Any One Period of cover)
We will provide cash for you to arrange alternative transport for a maximum of twenty (20) days
First Accident or Claim will not affect no claim bonus
24 hour roadside assistance (unlimited); Document renewal -purchase registration or fitness on your behalf at the tax office; Fitness Valet – take your vehicle to be passed at the depot
JNGI mobile team will come to you at your convenience
Compensation for policyholder and spouse (as per policy limits) in the event of injuries, disability or death caused by an accident
*conditions apply
PRIVATE MOTOR
STANDARD POLICY
- Insured age – 21 years to 80 years
- Minimum sum insured – $750,000
- Licence age – 1 year minimum
- Claims Free Year – 3 years
- Vehicle sum minimum $750,000
- Licence age & Claims Free 1 year
*conditions apply
- FREE JAA Membership – Accident Response/ Emergency Roadside Assistance /Document Renewal Service/Discount Services (Show your membership card at participating outlets & save).
- JNGI Mobile Claim Service – our mobile team will come to you, at home or work, at the customer’s convenience
- Policy Renewal Reminders
- Windscreen Damages
- Wrecker Fees
- Personal Accident
- Loss of Use (7) Days
- Personal Effects
- Audio Equipment
- Medical Expense
JNGI Drive Smart is a motor insurance policy available to young motorists between the ages of 17 -29 years old who are looking for Comprehensive or Third Party coverage. JNGI Dive Smart is restricted to the insured and two other named drivers.
Benefits:
- Safe Driver Discount of 40%: Insured must complete the JAA Driver Improvement Course with certificate in order to receive discount off their premium.
- 15% discount if insured chooses not to be certified by the JAA
- Free JAA Membership (emergency roadside assistance, accident response etc.)
- JNGI Mobile Claims Service: Our Mobile Officers will come to you whenever, wherever!
- Receive 10% discount off Valuation Report by AVC Valuation and Consultants.
Requirements:
Insured MUST fall under one of the following categories and provide proof:
- Attending a tertiary institution
- Gainfully employed
- Pursuing a Professional Degree (e.g. ACII or ACCA, Pilot School)
- JDF Commission Officers
- Attained Degree or Professional qualification Minimum age is 17 and maximum age is 29 years old.
- However, if you are 17 -19 years old you may be offered cover on completion of the JAA Driver Improvement course.
- Hold a valid Driver’s License for a minimum of 1 year.
- Accident and Claim Free for a minimum of 1 year Insured MUST be the Main Driver, subject to declarations for two (2) additional drivers.
- Vehicle MUST be insured privately in individual’s name.
- Vehicles should not be older than 15 years old.
- Vehicle MUST be valued at $750,000 and over.
- High Performance or Modified vehicles are excluded.
*Conditions apply.
Third Party insurance covers your legal liability for property damage and bodily injury or death to Third Parties resulting from a motor vehicle accident
Third Party Insurance
ValueShield
ValueShield is perfect for you if you are:
- Looking for a dream Premium
- Between the ages 25 and 75 years old
- Willing to restrict driving to you and/or one other named driver
THIRD PARTY STANDARD
- Insured must be possession of a valid Jamaican driver’s licence for a minimum of one (1) years
- Insured should be over 21 years and not more 75 years old
THIRD PARTY FIRE & THEFT
We take away the worries with a Third Party Fire Theft policy:
- Covers loss or damage to your vehicle due to fire
- Covers loss to your vehicle due to theft
OTHER Insurance
Our Public Passenger Vehicle policy protects you against certain loss or damage to your vehicle as a result of accidental damage or collision.
Great benefits awaits you:
- Personal Accident
- Windscreen or Window Replacement
- Wrecker Fee
- Legal Defence Costs for Manslaughter
- Cover for total losses (if your vehicle is irreparable)
- Cover for your legal liability to third parties
*conditions apply
Comprehensive insurance coverage for individuals who are using their vehicle for Social, Domestic and Pleasure purposes and carriage of goods or samples in connection with own business.
Requirement/Criteria
- Vehicle age should be no more than fifteen (15) years old
- All drivers must have the relevant Jamaican driver’s licence for a minimum of 3 years
- All drivers must be 23 years of age or older and not over 80 years old
- Sum insured for a minimum of $750,000
Benefits
- Personal Accident
- Windscreen Damages
- Wrecker Fees
- Manslaughter Defence
- Audio Equipment
- Medical Expense
Ideal for individuals who are using their vehicle for Social, Domestic and Pleasure Purposes and the Carriage of Goods for Hire or Reward (Goods for Payment)
Requirement/Criteria
- Vehicle age should be no more than twelve (12) years old
- All drivers must have the relevant Jamaican driver’s licence for a minimum of 3 years
- All drivers must be 23 years of age or older and not over 65 years old
- Sum insured for a minimum of $750,000
Benefits
- Personal Accident
- Windscreen Damages
- Wrecker Fees
- Manslaughter Defence
- Audio Equipment
- Medical Expense
