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Motor Insurance ​

Having your vehicle damaged or stolen can be stressful. When an unfortunate incident occurs, JN General Insurance will get you back on your wheels quickly.

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Why Choose JNGI Motor Insurance

Free emergency roadside assistance

Your complimentary membership with the Jamaica Automobile Association (JAA) comes with benefits. Also, enjoy great discounts when you show your JAA membership card at participating merchants.

Discounts on Insurance

Reduce the amount you pay for insurance by accessing many available discounts.

Convenience

No need to visit a JNGI location. Simply purchase your motor vehicle insurance online and your policy will be fully processed in real time.

Your Insurance Options

Choose from our comprehensive or third party suite of insurance coverages:

Comprehensive Insurance

Protect your vehicle against accidental damage, collision or overturning.
You also get coverage for your legal liability for property damage, injury or death to third parties.

Products
Windscreen Benefit
Accident Forgiveness
Personal Accident Coverage
Excellent Third Party Limits of Liability
Key Replacement
JAA Membership (inclusive of Accident and Emergency Roadside Assistance)
Loss of Use
Wrecker Fee
GoldShield+
JNGI ValueShield+
JNGI SureShield+
X
X
JNGI SilverShield (exclusively for CCRP members)
JNGI RedShield
X
X
Commercial (Private)
Commercial (Public)

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Third-Party Insurance

Get coverage for bodily injury/ death to external parties, or damage to their property as a result of an accident.
You are responsible for the damage to your vehicle/ recovering from the negligent party.

Products
Flat Annual Premium
Personal Accident Coverage
Windscreen Benefit
Accident and Emergency Roadside Assistance
Loss of Use
Wrecker Fee
Flexibility to purchase insurance for 30, 60 or 90 days
JNGI ValueShield
X
JNGI ValueShield+
X
JNGI RedShield
X
JNGI SHORTY

Key: yes = ✓ | No = X | For an additional premium = ─

Motor Insurance FAQs

What is third-party insurance?

Third party insurance coverage provides coverage to the insured against legal liability to third parties.

Can I switch from third-party policy to comprehensive at the time of renewal?

You may switch to comprehensive insurance if your vehicle is not over 25 years old.

What does motor insurance cover?

Motor insurance protects you, your vehicle and other motorists against liability in case there is an accident.

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