A private comprehensive motor policy offering increased liabillity limits and accident forgiveness, all at very competitive rate.
GoldShield+
This motor insurance policy is a comprehensive cover that is customized just for you and you can enjoy a suite of benefits.
Uninsured
driver coverage
This is a lifesaver if the other party in the accident has no insurance or they have breached their policy. Your vehicle will be repaired without applying the Excess / Deductible once you were not at fault
Excellent
limits of liability
Often times the minimum coverage amounts are not enough in an accident. We provide you with ultra-peace of mind with excellent coverage amounts for third party bodily injury and property
Windscreen
damages
Unlimited in an amount to repair damages (Maximum of two (2) claims Any One Period of cover)
Loss
of use
We will provide cash for you to arrange alternative transport for a maximum of twenty (20) days
Excess
driver coverage
This is a lifesaver if the other party in the accident has no insurance or they have breached their policy. Your vehicle will be repaired without applying the Excess / Deductible once you were not at fault
Personal
forgiveness
For an additional premium of $6,100, pay a flat excess as low as $10,00
Complimentary
JAA membership
Unlimited in an amount to repair damages (Maximum of two (2) claims Any One Period of cover)
Benefits
- Best Premium for careful drivers
- Excellent Limits of Liability
- Accident Forgiveness
- Excess Buy Back - For an additional premium for as low as $6,100 you can pay a flat excess starting at $10,000
- Uninsured Driver Coverage - you are covered against an uninsured driver if you are not at fault
- Personal Accident
- Loss of Use – we will provide cash, $7500 per day for 20 days to arrange alternative transport
- Windscreen Damages – unlimited with a maximum of 2 per claim
- Complimentary Jamaica Automobile Association (JAA) membership
- Special discount for persons who have completed and pass the JAA Driver Improvement Programme
- Special discount for drivers between the ages of 45 and 75 years old
- Special discount for persons who have an existing Homeowner’s insurance policy from JNGI
Requirements
- Drivers between 30 and 80 years
- Minimum sum insured is J$2,000,000
- Maximum vehicle age is 12 years
- Insured must be the main Driver
- Insured’s Driver’s Licence must be minimum of 3 years old
- Insured must be 3 years claim and accident free
- Restricted to Comprehensive policy only
- Vehicle to be used for Personal, Private Business only.
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