and covers building and/or contents.
JNGI SilverShield - Homeowners
This policy is designed exclusively for private houses and covers building and/or contents.
- Building Only
- Contents Only
- Building & Contents
SCOPE OF COVER:
Fire, Lightning, Explosion, Thunderbolt, Subterranean Fire, Hurricane, Cyclone, Tornado, Windstorm, Flood, Earthquake or Volcanic Eruption, Riot, Strike, Civil commotion or Labour Disturbance, malicious damage, aircraft damage (including things falling therefrom), impact damage, escape of Water or Oil from Domestic Appliances, bursting of pipes and the overflow of water tanks and other apparatus, burglary, housebreaking, theft or larceny and public & employer’s liability.
- Accidental breakage to fixed glass (whilst building is occupied)
- Additional Security following a loss - 10% of Sum Insured on the relevant item(s)
- Alterations and repair
- Damage to external fixtures, awning, equipment, walls, gates and fences
- Damage to underground water and gas pipes or electric wiring
- Lock Replacement - Included if keys are lost or stolen
- Miscellaneous Outbuildings coverage
- Property Owners liability
- Removal of Debris/Erection Hoardings
- Unspecified Small Buildings and Structures
- Accidental Breakage of Mirrors and glass
- Accidental Death
- Freezer Contents/Food Spoilage
- Golfers Hole-In-One Coverage
- Legal Liability to employees/workmen
- Losses caused by power surge
- Money Loss
- Personal Liability including sporting activities
- Loss or Theft of or Damage to your luggage when travelling overseas
- Coverage on computers and cell phones anywhere in Jamaica
Who is this for?
This product is exclusively for members of the Caribbean Community of Retired Persons (CCRP).