SilverShield FAQs - JN General Insurance | JNGI

SilverShield FAQ

SilverShield FAQ

Motor Insurance for CCRP Members

Members of CCRP (Proof of membership required)

Comprehensive Motor Insurance is offered under JNGI SilverShield

The minimum vehicle value required us One Million Dollars ($1,000,000.00)

JNGI will insure vehicles up to 15 years old; all others (will) be referred to JNGI for special consideration.

JNGI SilverShield can only be purchased directly at any of our JNGI branches islandwide. We               also have a dedicated team of mobile Business Relationship Officers who will be available to ensure excellent and personalized service.

  • Completed Proposal Form
  • Certificate of Registration
  • Certificate of Fitness
  • A Valuation Report from a JNGI Approved Valuator is strongly recommended
  • Dealers Purchase Invoice/Bills of Lading, should be submitted for brand new vehicles
  • Medical Certificate for Drivers over 80 years of age
  • Drivers Licence for persons who will be driving the vehicle

Visit the JNGI Jamaica website:

The Policyholder or the insured (CCRP Member) must be the Principal Driver but others are permitted to drive provided their names are declared to JNGI beforehand.

The maximum age under this policy is eighty (80) years old. However if the member is over 80 years old and provides a Medical Certificate from his or her doctor stating that they are fit to drive, Insurance will be allowed.

Yes, an Excess otherwise called a deductible, is the first portion of a claim for damage to your vehicle. You are responsible for paying this amount regardless of who is at fault. 

  • Excess Buy Back - for a small additional premium, your excess will be significantly reduced Accident Forgiveness – For your first accident, any claim made under your policy will not affect your No Claims Bonus for the following policy period.
  • Uninsured Driver- If you are involved in an accident with a third party who has no insurance or whose insurance policy is breached and the accident was not your fault, JNGI will pay for the damage to your vehicle without applying the Excess/Deductible.
  • Complementary JAA Membership – Benefits: Accident Response and Emergency Roadside Assistance, Vehicle Examination and Document Renewal Services.

Any Insured or additional drivers with an accident or claim within the last three (3) years will be referred to JNGI for special consideration.

A maximum of four (4) Discounts are allowed, including your No Claim Discount which you can transfer from another insurer to JNGI.

No, all that is needed is a copy of your latest Renewal Notice, as long as it was received in the last twelve (12) months. In the event where the Renewal Notice cannot be produced a No Claim Discount letter will be required.

  • 50% deposit, balance due in 30 days
  • Flexi Payment plan; 50% deposit + fee of 1747.50, balance due in 3 months.
  • Premium Financing through JN Finance or any of our other approved financiers
  • Pay your premiums online using our Easy Payment options through JN Live, Scotia Online or NCB ELink.

Homeowers Comprehensive Insurance For CCRP Members

Yes, however we highly recommend that you get a Valuation. We have partnered with Banks & Company to have valuation reports done for CCRP Members at a special rate. See details below:

Banks & Company Ltd.


Phone Numbers

CEO: Paul Banks

Yes, JNGI’s Contents Insurance affords you that option.

Home insurance policies we offer

Insuring your home provides you with peace of mind knowing that in the event of a loss you will be able to recover quickly through financial compensation.

Super Cover Policy

This policy is designed exclusively for private houses and covers building and/or contents.
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Agreed Value Policy

This policy protects you from the average clause once terms and conditions have been met.
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Content Insurance

This policy insures your personal possessions for its replacement value.
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HomeShield Content Insurance

This policy is designed exclusively for JN Members and covers contents.
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Protect What Matters

You have worked hard to acquire your home and its contents. It may be your most valuable asset, but in one catastrophic event, it could be gone. Breathe easy! JNGI is here to work with you to protect your home against disaster and to provide peace of mind.

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