PA Shield

PA Shield - Personal Accident Insurance

Bodily Injury caused by violent, accidental external and visible means which injury shall solely and independently of any other cause result in death, permanent total disability or any necessary medical & or surgical treatment as a result of accident.

Benefits

Note: Spouse is defined as legally married partner or “common law” partner who shares the same address.

Option I

Accidental Death/Permanent Disablement – J$1,500,000 per person

Accidental Medical Reimbursement – J$150,000 per person per accident

Maximum amount in aggregate any one

Incident    – $3,000,000

Premium   – Individual – $15,000.00 per annum

                        – Individual + spouse – $20,500 per annum

Option II

Accidental Death/Permanent Disablement – J$2,000,000 per person

Accidental Medical Reimbursement – J$200,000 per person per accident

Maximum amount in aggregate any one

Incident    – $3,500,000

Premium   – Individual – $20,000.00 per annum

                        – Individual + spouse – $27,500 per annum

  • Aspects of Coverage
  • Extensions
  • Exclusions
  • 24 hour coverage-worldwide
  • Age group- 16-69 years, 70 years attained
  • Disability occurring within twelve (12) months of the date of accident
  • Thirty (30) days’ notice of cancellation
  •  
  • Drowning and exposure
  • Riot, Strike and Civil Commotion- whilst not participating
  • Acts of terrorism
  • Any attempted commission of, or willful participation in, an illegal act or any violation or attempted violation of the law or resistance to arrest
  • Bacterial infection
  • Childbirth, pregnancy, surgical treatment
  • Congenital abnormalities
  • Injury caused by taking part in aeronautics
  • Intoxication from alcohol , narcotics or drugs unless administered on the advice of a physician
  • Intoxication under the influence of liquor or drugs Racing , rallying, hunting mountaineering
  • War, invasion, rebellion and the like
  • Willful negligence, self injury, suicide
  • Any injury received
    • Whilst on duty in the military or police organization
    • Participating in riot, strikes, civil commotions, insurrections, war or invasions
    • Whilst flying except as a fare-paying passenger
    • While violating the law
    • Engaging in any form of underwater operations
  • Bodily or mental infirmity, illness or disease of any kind
  • Poisoning
  • Nuclear exposure of any sort

THIS IS ONLY A SYNOPSIS OF THE INSURANCE COVER. COVERAGE IS SUBJECT TO THE TERMS AND CONDITIOINS OF THE POLICY; A SPECIMEN OF WHICH IS AVAILABLE UPON REQUEST.

REQUEST A CALLBACK

Request Call Back
Please select the best time for us to call: *

Who is this for?

PA Shield is for JN Members only.