Your Insurance Options
Choose from our comprehensive or third party suite of insurance coverages:
Protect your vehicle against accidental damage, collision or overturning.
You also get coverage for your legal liability for property damage, injury or death to third parties.
|Excellent Third Party
Limits of Liability
|Key Replacement||JAA Membership
(inclusive of Accident
and Emergency Roadside Assistance)
|Loss of Use||Wrecker Fee|
(exclusively for CCRP members)
Get coverage for damage caused by your vehicle to someone else’s property. This insurance does not cover damage to your own vehicle.
|Products||Flat Annual Premium||Personal Accident Coverage||Windscreen Benefit||Accident and Emergency Roadside Assistance||Loss of Use||Wrecker Fee||Flexibility to purchase insurance for 30, 60 or 90 days|
Key: yes = ✓ | No = X | For an additional premium = ─
Motor Insurance FAQs
Ans. The Motor Vehicles Insurance (Third Party Risks) Act of 1941, states that a minimum level of insurance is compulsory if you intend to operate a motor vehicle on the Jamaican roads. Being caught driving a vehicle that has no insurance is an offence. In addition, it aids in protecting you against legal liabilities resulting from an accident.
Ans. Motor insurance protects you, your vehicle and other motorists against liability in case there is an accident.
Ans. Comprehensive insurance coverage is a motor vehicle insurance policy that covers damage to your vehicle and provides protection for legal liabilities to other persons. All Comprehensive policies are subject to an Excess.
Ans. Third Party insurance coverage provides coverage to the insured against legal liability to third parties.
Ans. You may switch to Comprehensive Insurance if your vehicle is not over 25 years old.
- Excess Buy Back
- Uninsured Driver Benefit
- Increased Liability Limited
- Increased Wrecker Fees
- Increased Personal Accident Benefits
- Accident Forgiveness
- Increased Audio Equipment Benefit
- Alternative Transport Benefit