JNGI Drive Smart

Drive Smart Motor Policy

Drive Smart is a motor insurance policy available to young motorists between the ages of 17 and 29 years. It is restricted to the insured and two other named drivers.

  • Benefits
  • Requirements
  • Safe Driver Discount of 40%: Insured must complete the JAA Driver Improvement Course with certificate in order to receive discount off their premium
  • 15% discount if driver improvement certification is other than from the JAA
  • Free JAA Membership (emergency roadside assistance, accident response etc.)
  • JNGI Mobile Claims Service - Our Mobile Officers will come to you whenever, wherever!
  • Receive 10% discount off Valuation Report by AVC Valuation and Consultants
  • Insured MUST fall under one of the following categories and provide proof:
  • Attending a tertiary institution
  • Gainfully employed
  • Pursuing a Professional Degree (e.g. ACII or ACCA, Pilot School)
  • JDF Commission Officers
  • Attained Degree or Professional qualification
  • Minimum age is 17 years old and maximum age is 29 years old, however if you are 17 years -19 years old you may be offered cover on completion of the JAA Driver Improvement course.
  • Hold a valid Driver’s License for a minimum of 1 year.
  • Accident Free for a minimum of 1 year claim/accident free.
  • Insured MUST be the Main Driver, subject to declarations for two (2) additional drivers.
  • Vehicle MUST be insured privately in individual’s name.
  • Vehicles should not be older than 15 years old.
  • Vehicle MUST be valued at $750,000 and over
  • High Performance or Modified vehicles are excluded

*Conditions apply


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Who is this for?

This policy is perfect for young motorists between the ages of 17 -29 years old who are looking for Comprehensive or Third Party coverage.

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